4) Palm Beach
Palm Beach is the third most desirable place to live in Florida according to AreaVibes. This small town of just 11,000 people scores incredibly well on all possible quality of life factors, except for one — cost of living. Located north of Miami, Palm Beach is separated from nearby West Palm Beach and Lake Worth by the Intracoastal Waterway. Dotted with beachfront mansions you would think that Palm Beach would be a flashing target for criminals, but the crime rate here is 54 percent lower than the Florida average. The schools in Palm Beach are second to none with a high school graduation rate that is 18 percent higher than average. A unique island lifestyle that is still in close proximity to a number of great amenities does not come cheap and the cost of living on Palm Beach in over 80 percent higher than that of the rest of Florida. Median house prices are also a whopping 403 percent higher than the Florida average.